DLX
The Digital Loan Exchange
Designed with customer experience in mind
Built upon the latest technology standards, our cloud native, open API first and microservice architecture gives our customers a packaged offering that is cost effective and quicker to deploy than traditional syndicated lending products.
Features
Interactive workflow
Each party in the transaction interacts with the workflow and receives updates in real time.
Collaborative messaging feature
All parties can exchange digital messages at a transaction and general level.
Notifications
Each party receives notifications when an activity has taken place.
Deal lifecycle management
Drawdowns, Rollovers, Interest, Fees and Principal payments, Lender share calculations, Multi-currency/product/facility structures, Complex pricing conditions.
Persona based portal access
Digital first with self-service offering to both borrower and lenders. Single source of truth for all parties to access.
Reporting & Analytics
Our suite of API’s provide real time data feeds to meet all parties reporting and analytics needs. Real time analytics dashboards are provided within the platform off the shelf.
Technology
Open API and microservice first
The architecture follows the latest cloud native best practices and patterns.
We have adopted an API first, event-driven microservices architecture, leveraging Rust and Typescript to power our front and backend.
Cloud Native SaaS
Our platform is offered as a full SaaS service and is designed to take full advantage of cloud ecosystems. Each customer has its own isolated instance with full physical isolation of their data and resources.
The application is highly resilient and performant, designed to elastically scale workloads across multiple availability zones (data centers). Upgrades are seamless and backwards compatible.
Security
The application is designed with security in mind and is highly protected through data encryption of both rest and in-transit using customer provided encryption keys. Highly sensitive data is encrypted at application level.
Our engineers will never have access to client data and break glass procedures will follow a fully auditable and controlled process.
We comply with all major certifications in order to offer software which is compliant for the Financial Services industry such as ISO27001 and SOC 1 and 2.
Extensibility
When a new term or condition is written into the credit agreement, our product definition framework allows our customers to build them on top of already existing product definitions.